The amount of tax you pay can be expressed in two different ways, marginal tax rate and average tax rate. While marginal tax rate is the tax rate pai [more]
We hear a lot about tax rates. Often, what we pay in taxes is expressed as a percentage of income. However, it's important to understand that the tax [more]
Choosing a bank is one of the most important decisions you can make for your finances. Personally, I use PC Financial online banking for the no-fee ac [more]
We live in a country that is known for its tough winters. When winter sets in, there is a lot of snow and ice. With the temperature dropping and some [more]
Shopping in the United States is elevated almost to a contact sport. Sales and discounts abound on a predictable schedule. Here in Canada, it's true [more]
What does financial freedom mean to you? To me it means "findependence," a term short for "financial independence", coined by veteran personal finance [more]
One of the good things about our government is the fact that it is interested in encouraging the population to save... at least to some degree. To t [more]
Due to the economic crisis and mortgage crisis that swept the United States, not to mention the fact that many people have been concerned about a hous [more]