Auto glass insurance is a policy that covers the repair or replacement of your windshield, rear and side windows, and sunroof. No one enjoys getting chips or cracks in their windshield, but is it worth getting insurance for this? One Canadian insurer quotes a premium of “as little as” $186 a year and then a…
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Monthly Archives: May 2009
Insurance You Can Do Without – Identity Theft Insurance
Yesterday’s post was the first article in the Insurance You Can Do Without series. The second topic is a relatively new insurance product, identity theft insurance. If you become a victim of identity theft, an identity theft policy covers lost wages and any other expenses you incur to clear it up. It does not cover the…
Insurance You Can Do Without – Mortgage Life Insurance
There are many insurance policies that you should have, like term life, critical illness as well as comprehensive and collision for your car. There are however some insurance products that you might want to skip. The first policy in this series is mortgage life insurance. Mortgage life insurance insures the remaining amount of your mortgage…
Friday Links
Moolanomy has a massive list of 1,001 money saving tips and ideas. Squawkfox shows us that you can child proof your electrical outlets to cut energy costs. The Financial Blogger looks at the old adage, sell in may and go away. Four Pillars points out how to save money when breaking a mortgage. Where Does…
Use Your Credit Card To Protect Your Purchases
Worried about making a purchase online? What if an order never arrives? Or a company goes out of business? If you paid with your credit card, you can use an option available to you called chargeback. Chargebacks are a reversal of a disputed charge on your credit card. You should first try to resolve the…
Fee-Only Financial Planners
Looking for some professional help with your investments, budget and retirement planning? You should look for a financial planner. Looking for someone to do this with your best interests in mind? You should hire a fee-only financial planner. Fee-only financial planners get their income from you, at $100-$250 an hour, to create a financial plan…
Contribute To RRSP or Pay Down Mortgage?
This might be the most asked personal finance question in Canada, should you contribute to an RRSP or pay down your mortgage? Most people would lean towards putting money into an RRSP because of the tax credit and the possibility of a higher return. When considering the tax benefits of the RRSP option, some people…
