Although an economic recovery seems to be on the horizon, many of us are still looking for new ways to cut costs in our daily lives. From eating out less to “going wireless” by dropping your land line, the possibilities for saving little by little are everywhere. But, you don’t have to make a big…
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Monthly Archives: September 2009
When To Consider Filing For Bankruptcy
There are many people who are feeling overwhelmed by the burden of their high credit load. This can be seen though the increase in consumer bankruptcies over the past year. If you are feeling like you’ll never be able to pay off the debt you’ve accumulated, you might be wondering if you should file for…
How To Avoid Bankruptcy With A Consumer Proposal
If you have a job but are unable to make all your minimum payments, let alone actually pay down your debts on things like payday loans, you may have wondered if bankruptcy is the only way to get out from under all your debt. There is another option you should consider before bankruptcy, filing a…
Friday Links
Consumerism Commentary hands out a report card for financial rules of thumb. The Financial Blogger lists his top ten Canadian dividend stocks. Wealthy Boomer looks at three ways to protect fixed-income investments from inflation. Bible Money Matters discusses the importance of financial focus and how it leads to results. Five Cent Nickel helps with dealing…
Book Review – Secrets of a Stingy Scoundrel
When Phil Villarreal, writer for the Arizona Daily Star, The Consumerist and OK! Magazine, offered to send me a copy of his new book I thought “sure, I like money saving tips” and was already very interested. Then Secrets of a Stingy Scoundrel: 100 Dirty Little Money-Grubbing Secrets arrived and I realized these aren’t the…
How To Use Spousal RRSPs To Split Retirement Income
A spousal RRSP is an RRSP that you make contributions to but the plan is registered in your spouse’s name. You get to claim the tax deduction and the income will be withdrawn by your spouse at retirement. If your and your spouse’s income are about the same, and you both have similar pensions and…
How To Make Your Clothes Last Longer
While it’s nice to buy a shirt or a pair of pants at a great sale price, there is more money to be saved in making your clothes last longer. Increasing the useful life of your clothes can easily be done if you keep these points in mind. The biggest cause of wear and tear…
