When some think of frugality, words like restriction, limitation, and great sacrifice come to mind. Finding happiness is not usually the first thought that runs through people’s minds. Frugal living, however, is not what you would expect. It does not fill one’s life with longing, misery, and jealousy. It actually has brought true contentment and…
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Monthly Archives: June 2010
The Pros and Cons of a Local Credit Union
I remember the day I got my first bank account. My mother and I went to our bank, where I stood so short I could barely see the top of the counter, let alone the person sitting behind it. I hugged my mother’s leg while she talked about things I didn’t understand, but I did…
Retirement Income Planning: Where Will Your Retirement Income Come From?
Retirement is supposed to be the best years of your life. So how much money will you need to make that happen? Often, when people plan for retirement, we think of needing a number or a lump sum of money. Another way to look at retirement is from the perspective of paycheques or income. One…
Top 5: May 2010
May was a new record for traffic, but not only due to regular visitors and search traffic… this month’s visitor count got a nice boost from a Digg submission from Ray at Financial Highway. Just over 15,000 extra visitors in one day came to see Alan’s post, Dirty Car Dealership Tactics. As I mentioned on…
Friday Links
For the next few months, I’ll be writing some posts for the new SweetCents section on SweetSpot. You can see my first post, Pull The Plug On Your Power Bill, and check back there each week to find a new article! Financial Highway lists 10 things your broker won’t tell youthings your broker won’t tell…
Fixed or Variable, Why Not Both?
For many Canadians it can be difficult deciding whether they should chose the security and predictable payments that fixed rate mortgages offer or go with a variable rate mortgage which typically offer lower interest rate margins and outperform fixed rates about 80% of the time. The decision often divides couples who are looking for a…
Buying a Used Car – Learn From Others’ Mistakes
I never knew just how long it would take, and how difficult it would be, buying a used car. Being that I was a complete car buying novice, I did not realize that car purchasing was a lengthy process, fraught with anger, disappointment, and frustration. After my wife and I found what seemed to be…
