Monthly Archives: July 2010

Crafting a Gas Budget

Now that we are in the heat of summer, there’s nothing quite like the open road. During the winter, roads are dangerous, unforgiving, and generally quite frustrating to deal with. Getting from place to place is such a hassle. However, now that the sun is up far longer than it is down, and there’s nothing…

What Is The Registered Disability Savings Plan? (RDSP)

The Registered Disability Savings Plan, or RDSP, is a registered plan for parents or guardians to save for the future of a Canadian with a disability. Like an RESP, you do not receive a tax deduction on contributions to a Registered Disability Savings Plan but the money can grow while sheltered from tax, with the…

Consumer Debt Paid Off… Now What?

My wife and I recently accomplished a major milestone, we paid off all of our consumer debt! We made sure not to carry balances on our credit cards and we didn’t let our debt get out of control. But we did use our credit lines to buy a car, help pay for our wedding, get…

Friday Links

Balance Junkie examines the pros and cons of inverse ETFs. Financial Highway shares 9 things your insurance agent won’t tell you. Smart on Money says sometimes we make things too complex. Len Penzo lists 15 organic fruits and veggies that aren’t worth paying more for. PT Money tells us how to complain and get your…

Credit Card Debt Relief Options That Work

If you would like to manage or resolve your credit card debt, there are many options available that you can look at in order to achieve this. The option that you eventually go for will depend mainly on your particular debt situation. Before settling on a technique for managing your credit card debt, it is…

Calculating Fuel Economy

It’s been a couple of months since we bought our car. Since I bought my car, I’ve been keeping track of our mileage, as well as how often we fill up in gas. The point of this is twofold. First, I am genuinely curious as to what type of gas mileage I am getting out…

Don’t Die With Too Much In Your RRSPs

Have you ever heard people joke around about dying broke or spending your kids inheritance?  It may not really be a joke but I can tell you for many people, it’s just not easy to do.  The thought of spending your money may sound practical but it is actually very difficult to practice.  Why?  Because…