I’ve been arguing for nine years now that the Buy-and-Hold investing strategy needs to be updated. Buy-and-Hold was developed to reflect lessons learned from the academic research of the 1960s and 1970s. A key premise of this model, that investors do not need to change their stock allocations in response to big price swings, is…
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Check back here on Wednesday for a special anniversary post with a look back at the past 2 years of Canadian Finance Blog, plus some great giveaways! Budgeting N.W. Journey at Net Worth Journey presents Understanding Your Financial Values, saying “Your financial values affect how you spend your money.” vh at Funny about Money presents…
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Small businesses are hit hard by debt problems since cashflow can be tight and managing sales versus inventory or financing the build or assembly period for products may cause undue strain on an otherwise profitable business. Like individuals, any small business can benefit from developing a debt management plan plan using experienced external advisors to…
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Free From Broke has a better and less risky way to invest in stocks. Canadian Capitalist looks at the advantages of RRSPs over TFSAs. Money Crashers provides the 10 best indoor at home exercises and workouts without equipment. Retire Happy Blog asks, what happens to your RRSPs when you die? Your Money points out 5…
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Just recently I had a flat tire, and needed the spare one, so I popped the trunk and went dizzy! Where the heck did all this stuff come from? I ended up getting the car towed to the garage to get the tire changed. What should have been a simple, free, do-it-yourself tire change ended…
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During the month of January, my wife and I have been participating in a financial fast. After the heavy consumerism of December and the holidays, we decided it was a great time to eliminate all unnecessary spending from our budget – at least temporarily. So we started on January 1st, and besides a few hiccups…
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Buy and hold is the predominate strategy for investing, preached by the industry especially when markets go down. It’s much easier to buy and hold when things are going up and your way. Although I understand the merits of buying and holding, I also think there are some important flaws with this practice: 1. It…
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