Monthly Archives: September 2011

Friday Links

I was very intrigued by Smart on Money’s post this week that asked, “Are You Saving So Much Money That You’re Nearly Broke?“  Not at all what I expected but great advice. This week Money Smarts addressed the unusual question, “Can Home Owners Benefit From Falling Real Estate Values?“  You might be surprised by the…

I’m In No Hurry To Pay Down My Mortgage

Mortgage Word Cloud

The personal finance community has some kind of love on for paying down your mortgage early. I can understand why too. Not having a mortgage payment is attractive, since you’re no longer paying interest to an evil, evil bank. You get to live practically for free, excluding utilities and property taxes, but you’d have to…

Fashion on a Budget

Clothing Sale

I went to see the movie Crazy Stupid Love the other day. My wife and I wanted to go on a date, so I suggested that we see this movie. From the previews, I expected a straight up romantic comedy. It’s not that I thought that I would hate the movie, I just thought that…

The Art of Doing Something with Your Money

Budget Calculator

“When walking, walk. When eating, eat.” ~Zen proverb In my workshops to help improve your personal finances, I have always preached that the best idea in the world is the implemented idea.  It is better to have done something and failed than to have done nothing.  We’ve all heard the saying “If you always do…

Get Rewarded for Money you are Spending Already

American Express TrueEarnings

We all have to spend money on groceries, though we try to reduce our grocery budget where we can. Most of us drive a car, and there are only a few ways to save money on gas. While I try not to go very often, we’ll also all end up in a restaurant occasionally. But by…

Canadian Finance Carnival #55

Budgeting Green Panda at GPT presents When Should You Have the Money Talk as a Couple?, saying “When is it time for the big talk? Will you ever be ready?” DJ at The Family Wallet presents 6 Tips for Setting Your Budget Priorities, saying “Setting priorities makes budgeting much simpler. But even this is difficult…

Allocating Funds to Fight Credit Card Debt

Credit Cards

When individuals are faced with credit card debt, they sometimes get a little creative in coming up with ways to swiftly eliminate this problem. And we always find it a bit ridiculous when people look for various other ways to pay it off rather than using funds from a savings account. While we fully understand…