Category Archives: Credit Cards

The Green Ages: Life Before Credit Cards

Credit Cards

This is the fourth post in a series of guest blogs throughout the month of May, with each writer trying out for a staff writer spot (or two) on Canadian Finance Blog. Once all the posts are online, I’ll publish a wrapup highlighting all the writers and their guest post. There are a lot of…

Get Rewarded for Smart Spending

American Express TrueEarnings

Sometimes, it seems as though those who use their money responsibly and intelligently get the short end of the stick. There are no bailouts for those who have made smart decisions. However, there can be rewards for smart spending if you plan your purchases. One of the things I’ve discovered as I’ve used the TrueEarnings…

How to be Financially Responsible in 2012

American Express TrueEarnings

With a new year well underway, you may have had good intentions to improve your finances in 2012. In order to get your finances in check, you need to have a plan. This plan should include living within your means, spending according to your priorities, and doing what you can to get cash back and…

My Thoughts On The TrueEarnings Card from Costco and American Express

American Express TrueEarnings

I’ve been trying out the TrueEarnings Card from Costco and American Express since the summer and whether it’s for purchasing clothes, gas or groceries, it is now the rewards credit card I use the most. With no annual fee and a cash-back rebate each year, this card has some great benefits for the rational consumer. In…

Better Budgeting with a Credit Card

American Express TrueEarnings

So far in my series of posts where I’ve been sharing my thoughts on the TrueEarnings Card from Costco and American Express, I’ve discussed how to choose a rewards credit card so that you get rewarded for money you’re spending already. But something not often touched on with credit cards is how you can use…

Five Lies About Your Credit Report

Credit Report

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, misinformation or failing to go to trusted sources could make for some unfortunate…

Guide to Choosing a Rewards Credit Card

American Express TrueEarnings

A few weeks ago I pointed out why you might as well get rewarded for money you are spending already. But what should you look for in a rewards credit card? Different people prefer different types of rewards, and there’s no shortage of options available. Some offer airline miles, others will let you chose items…