Category Archives: Credit Cards

My Thoughts On The TrueEarnings Card from Costco and American Express

American Express TrueEarnings

I’ve been trying out the TrueEarnings Card from Costco and American Express since the summer and whether it’s for purchasing clothes, gas or groceries, it is now the rewards credit card I use the most. With no annual fee and a cash-back rebate each year, this card has some great benefits for the rational consumer. In…

Better Budgeting with a Credit Card

American Express TrueEarnings

So far in my series of posts where I’ve been sharing my thoughts on the TrueEarnings Card from Costco and American Express, I’ve discussed how to choose a rewards credit card so that you get rewarded for money you’re spending already. But something not often touched on with credit cards is how you can use…

Five Lies About Your Credit Report

Credit Report

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, misinformation or failing to go to trusted sources could make for some unfortunate…

Guide to Choosing a Rewards Credit Card

American Express TrueEarnings

A few weeks ago I pointed out why you might as well get rewarded for money you are spending already. But what should you look for in a rewards credit card? Different people prefer different types of rewards, and there’s no shortage of options available. Some offer airline miles, others will let you chose items…

Get Rewarded for Money you are Spending Already

American Express TrueEarnings

We all have to spend money on groceries, though we try to reduce our grocery budget where we can. Most of us drive a car, and there are only a few ways to save money on gas. While I try not to go very often, we’ll also all end up in a restaurant occasionally. But by…

Allocating Funds to Fight Credit Card Debt

Credit Cards

When individuals are faced with credit card debt, they sometimes get a little creative in coming up with ways to swiftly eliminate this problem. And we always find it a bit ridiculous when people look for various other ways to pay it off rather than using funds from a savings account. While we fully understand…

How Credit Cards May Be Obsolete in 5 Years

iPhone

One technology that could affect how many financial transactions are done, is the “digital wallet”. Some experts believe that monetary transactions will move completely away from paper currency or credit card payments in the next 5 years. They think that mobile phones with NFC (near-field communications) will completely take their place due to their ease…