Category Archives: Credit Cards

Use a Credit Card for Overseas Spending this Holiday Season

People are often so concerned with getting the best exchange rates when travelling abroad that they convert too much of their money before leaving or waste time and effort looking for the lowest rates upon arrival. However, these efforts may only serve to negate the benefits of getting a good exchange rate to begin with….

Are Canadian American Express Cards Better?

The Gold and Platinum are two of the most popular American Express cards, but what you may not be aware of is that their benefits vary by country. For example, a Gold Card issued in the U.S. will be quite different than a Gold Card issued in Canada. So that brings us to the question……

Top 15 Credit Card Blunders

Credit cards are a necessary evil in the modern world. You need cards to book a flight, make reservations, pay bills, and to build credit. On the flip side, they can also devastate your credit rating if you are not careful. Luckily, all you need to do to avoid problems is follow a few simple…

Using Credit Cards the Right Way

“This is not your money, it never will be.” That was my thought as I opened the envelope and pulled out my first credit card back in 1993 – just a freshman in college.  I was excited because I had a new way to purchase things – it was your basic no frills credit card…

Credit Card Debt Relief Options That Work

If you would like to manage or resolve your credit card debt, there are many options available that you can look at in order to achieve this. The option that you eventually go for will depend mainly on your particular debt situation. Before settling on a technique for managing your credit card debt, it is…

Privacy Benefits of Using a Prepaid Card to Shop Online

In this digital age, you can’t be too careful with your personal information. Shopping online is a great way to save time, money, and effort, but transmitting your credit card number over the Internet can be risky. With hackers and thieves becoming cleverer all the time, even secure web sites may one day become targets….

5 Tips for Getting Back on the Credit Card Ladder

You don’t really appreciate what everyone means by ‘credit crunch’ until you actually get rejected for a credit card or loan that you thought you were good for. The current economic crisis means that lenders are getting tighter and more exclusive about who they approve. The so-called ‘subprime’ group of consumers, ie those who are…