Category Archives: Debt

What’s Yours Is Mine: Consolidating Your Debts After Marriage

The phrase “What’s yours is mine” is especially true when you get married. Not only are you joining together two separate lives, merging two households and sharing one another’s hopes and dreams, you’re also becoming the proud co-owners of each other’s debts. From here on in, your spouse’s debt is your debt, especially if you’ve [...]

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New Year’s Resolutions For Your Personal Finances

While we all hope to have our personal finances in order all year long, a new year can give us a fresh start to change some of the areas that need improvement. This first post of the year should give you some ideas of what you can do to make 2010 the best year yet, [...]

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Credit Education Week Canada

Today is the beginning of Credit Education Week in Canada. Credit Education Week focuses on teaching personal finance and money management. The theme this year is Couples and Money.  The event is put on by Credit Canada and Capital One.
The kick off starts this morning in Toronto and includes some of my favorite financial celebrities [...]

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Do You Know If You Are Owed Money From A Bankruptcy?

Last week I wrote about how you can find money from an old bank account. I had hoped to hear from any readers that were able to find themselves in the Bank of Canada’s database, but there were none. I did hear from a reader that found some money owed to her, not from her [...]

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How To Use Credit Cards Without Bankrupting Yourself

Credit cards, contrary to popular belief, are not a necessity. It is perfectly feasible to go through life without a credit card – but few are cash rich enough to do so and building credit is difficult without some kind of revolving credit in your history. Not to mention that making online purchases and accruing [...]

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When To Consider Filing For Bankruptcy

There are many people who are feeling overwhelmed by the burden of their high credit load. This can be seen though the increase in consumer bankruptcies over the past year. If you are feeling like you’ll never be able to pay off the debt you’ve accumulated, you might be wondering if you should file for [...]

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How To Avoid Bankruptcy With A Consumer Proposal

If you have a job but are unable to make all your minimum payments, let alone actually pay down your debts, you may have wondered if bankruptcy is the only way to get out from under all your debt. There is another option you should consider before bankruptcy, filing a consumer proposal.
A consumer proposal is [...]

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