Category Archives: Debt

6 Financial Habits to Take Control of Your Money

Money can be a big cause of stress (Or maybe I should say a lack of money is the real cause of stress).  We’ve just come through some tough times both from an economic standpoint and a market perspective.  Debt levels continue to grow to record levels.  Unemployment rates are higher.  If you are looking…

Financial Resolutions

Every time the year changes, I am a little shocked. Its not that I wasn’t expecting it to happen, I’ve had this anniversary on my calendar since January 1st. However, it is just that I am a little surprised that I have to write a different date now. Whenever this happens, I like to take…

A Look At Canadian Personal Finances

With Mint recently launching in Canada, they decided to run a poll to see how Canadians handle their finances. Overall, I think didn’t think we came out so badly, but there is room for improvement. The majority of us are dissatisfied with the current state of our finances, but wanting to improve our finances is…

How To Avoid Personal Financial Disaster: These 22 Tips

While the global recession is unpleasant for everyone, you should worry more about your personal financial situation. Suffering from a personal financial disaster is more painful than reading about recession in the news. What you can do to avoid it? Certainly a lot of things: save money, avoid getting into debt, secure your income, and…

Finish College Without Student Loan Debt

With tuition prices increasing each year, going to college or university can be expensive. This can also be the same time that young adults move out on their own, increasing the costs even more. While getting a student loan can help pay for these expenses, with proper planning and saving money wherever possible, you can…

The Power of Progress

When you are struggling against a giant debt load, it seems like everything becomes an obstacle to your success. Banks raise interest rates, your next raise at work seems unobtainable, you constantly struggle to keep from busting out the credit card at the mall. At times, the task might seem impossible, and the overwhelming pressure…

Consumer Debt Paid Off… Now What?

My wife and I recently accomplished a major milestone, we paid off all of our consumer debt! We made sure not to carry balances on our credit cards and we didn’t let our debt get out of control. But we did use our credit lines to buy a car, help pay for our wedding, get…