Along with emergency funds and online bank accounts, life insurance is one of the most talked about topics of the whole personal finance blog-o-net, a long hyphenated word that I just made up. It seems like every 4th post is a list of the benefits of life insurance, usually with an affiliate link or two,…
Continue Reading »
How confident are you that your future spouse will say, “I do” on that big day? Does she have any experience being a runaway bride or ladies, has your engagement been one of those romances that would make the next tear jerking chick flick or have you pulled him along kicking and screaming? Nobody needs…
Continue Reading »
Employment Insurance. It is one of those things you really wish you didn’t have to pay into every single paycheque. It’s only a few dollars, really, but it sure adds up over time. I watch my paycheques throughout the year, and it starts off with $20 here, and $20 there. Suddenly, by the end of…
Continue Reading »
Everyone happy with life insurance premiums? Of course not – we all begrudge paying any type of insurance premiums, and life insurance is likely at the top of the list. Combine that with an industry that seems fond of overselling, and you’ve got a country full of consumers who are always suspicious that they’re overpaying…
Continue Reading »
With all of the changes going on in our lives over the past few years I’ve been thinking a lot about life insurance, specifically about how much life insurance is enough? Raising a family on a single income is tough enough, and I couldn’t imagine how devastating it would be if one of us were…
Continue Reading »
Here’s a concept that most readers of financial blogs will be familiar with – buy term and invest the difference. It’s a concept that came in to fashion in the 1980′s and is still going strong in some corners of the financial world. The end decision in all cases behind this concept though, is that…
Continue Reading »
Term life insurance is the type of insurance most consumer advocates urge people to buy. It’s typically cheaper than other types (at least over shorter periods of time). And it comes with few bells and whistles, ensuring consumers aren’t paying for options they don’t need. The baseline assumption with term life insurance is that you’re…
Continue Reading »