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Now that your child has their driver’s license it’s only a matter of time before they’ll be asking to borrow the car. The last thing you want to be concerned about is whether or not your car insurance policy will properly cover them, and at a reasonable rate. Getting the right coverage isn’t difficult. It’s…
Have you ever noticed how ubiquitous Top 10 Lists have become in our culture? How, in our secular, post-industrial times, surrounded as we often are by fast-food options and electronic media of various descriptions, heartfelt advice from, say, grandpa down on the farm or a favourite aunt who has come to teach you how to…
Long term care insurance is designed to pay out a benefit should you need retirement care such as assisted living, home care or nursing home care. However, long term care insurance may not provide what you expect or might not pay out at all when you need it. Why you might want to avoid long…
Auto insurance is just another bill that we add to the pile. Unfortunately, liability coverage is something we can’t go without and we might not want to go without protection for your vehicle from theft or damage simply because we can’t predict the future and might not be able to cover the expense if there…
Money can be a big cause of stress (Or maybe I should say a lack of money is the real cause of stress). We’ve just come through some tough times both from an economic standpoint and a market perspective. Debt levels continue to grow to record levels. Unemployment rates are higher. If you are looking…
Everyone loves their pet and wants to do whats best for them. You might have paid for training and special food and certainly realize that pets can be expensive. But what if you pet gets injured or has a disease? You may have considered pet insurance to cover these emergency visits or operations, but that…
Owning a home can be an empowering feeling and is certainly a major step towards financial independence and retirement. But it’s important to consider all the expenses of owning a home, not just the mortgage itself. For example, your heating costs will increase, or maybe at some point you may need to renovate your house,…
