Category Archives: Insurance

Insurance You Can Do Without – Credit Card Protection Insurance

Credit card protection insurance is another case of paying too much in premiums for very little protection. Many people signing up for this expect that it will pay off their credit card if they lose their job or become too sick to work. The truth about credit card protection insurance is that it will only pay the…

Insurance You Can Do Without – Accidental Death Insurance

Last month we had the first four articles in the Insurance You Can Do Without series. Over this week, lets look at four more types of insurance you can do without. Accidental death insurance may be offered to you as a rider on your regular life insurance policy. It can also be purchased as it’s…

Save On Insurance By Increasing Your Deductible

Your insurance deductible is the amount you pay when you make a claim. You can save 10-40% on your insurance premium by increasing your deductible. The reason for the savings is that you are agreeing to take on more responsibility for losses to your property. If you raise your automobile insurance from $500 to $2,000,…

Insurance You Can Do Without – Rental Car Insurance

Every time you rent a car, you won’t get away from their counter without either accepting or rejecting their form of car insurance, known as loss damage waiver (LDW) and collision damage waiver (CDW). Is this insurance necessary? It’s best to find out in advance, before you rent the car. There are a couple ways…

Insurance You Can Do Without – Auto Glass Insurance

Auto glass insurance is a policy that covers the repair or replacement of your windshield, rear and side windows, and sunroof. No one enjoys getting chips or cracks in their windshield, but is it worth getting insurance for this? One Canadian insurer quotes a premium of “as little as” $186 a year and then a…

Insurance You Can Do Without – Identity Theft Insurance

Yesterday’s post was the first article in the Insurance You Can Do Without series. The second topic is a relatively new insurance product, identity theft insurance. If you become a victim of identity theft, an identity theft policy covers lost wages and any other expenses you incur to clear it up. It does not cover the…

Insurance You Can Do Without – Mortgage Life Insurance

There are many insurance policies that you should have, like term life, critical illness as well as comprehensive and collision for your car. There are however some insurance products that you might want to skip. The first policy in this series is mortgage life insurance. Mortgage life insurance insures the remaining amount of your mortgage…