Category Archives: Investing

Ethics and Investing

Got Ethics?

I’m sure most of you guys have heard of a bottled drink called Fanta. For those of you unaware, it’s available around the world in various flavors, usually fruit based (orange, grape, strawberry, etc.) It’s bottled by Coca-Cola on a local level, hence why certain areas have flavors that others don’t. What’s much more interesting…

Buy Term and Invest the Difference

Life Insurance

Here’s a concept that most readers of financial blogs will be familiar with – buy term and invest the difference. It’s a concept that came in to fashion in the 1980′s and is still going strong in some corners of the financial world. The end decision in all cases behind this concept though, is that…

An American’s POV on Our Nations’ Joint Financial Future

Canada United States

I’m definitely not a CNBC analyst or anything near it and I’m not trying to be one. But if there’s one thing I feel certain about, it’s that the United States and Canada are destined for a friendship on a level that makes our relations now look like an awkward first date. If there’s anywhere…

Balance Your Savings and Investments While Raising a Family

raising a family

There has been a lot of talk recently about the financial state of 30-somethings.  Apparently the future does not look very bright for those of us caught at the tail end of Generation X and the beginning of Generation Y. The amount of financial responsibilities facing this age group can seem daunting.  Raising a family…

Mr and Mrs Canada and the Fixed Income Klondike

Asset Statement

Concern for man and his fate must always form the chief interest of all technical endeavours. Smart man, Albert Einstein. But is it naive and optimistic to apply such a mantra to the world of business, or perish the thought the financial markets? Well, in a word, when we are thinking about the fate of…

The Five Big Benefits of Valuation-Informed Indexing

Stock Market Analysis

I’ve been arguing for nine years now that the Buy-and-Hold investing strategy needs to be updated. Buy-and-Hold was developed to reflect lessons learned from the academic research of the 1960s and 1970s. A key premise of this model, that investors do not need to change their stock allocations in response to big price swings, is…

Five Big Flaws of Buy and Hold

Financial Analysis

Buy and hold is the predominate strategy for investing, preached by the industry especially when markets go down.  It’s much easier to buy and hold when things are going up and your way. Although I understand the merits of buying and holding, I also think there are some important flaws with this practice: 1.    It…