Category Archives: REIT

Consider Your House And Career When Deciding Your Portfolio Diversification

Readers of Canadian Finance Blog have heard about the importance of a diversified portfolio that should include stocks from Canada, the US and internationally, plus bonds to reduce the volatility of your portfolio. What many don’t consider is how their house and career could effect the diversification of their investments. How Your House Effects Diversification…

Real Estate Investment Trust (REIT) Portfolio

I’m considering holding REITs in my TFSA since they would be a good income earning investment, but not necessarily tax efficient. My first thought was to look into the iShares CDN REIT Sector Index Fund (XRE), but it’s 0.55% MER is rather high for an ETF than only has 11 holdings. You can replicate more…

TFSA – Tax Free Savings Account

I’ve had a few people ask about the Tax Free Savings Account, or TFSA. Some get the wrong idea because of the term “savings account”. While you can hold a savings account in the TFSA, you could also use it for stocks, mutual funds, bonds, GICs, etc. The TFSA is basically a shell similar to…