Category Archives: Saving

If I Had A Million Dollars

Wow Cheque

Remember that song by The Barenaked Ladies, about all the things the lead singer would do if he had a million dollars? You know it’s already in your head. Anyway, as I listened to it today, (I’m not ashamed to admit it’s on my iPod) I got to doing some thinking. What exactly would I…

Personal Finance Basics: Automatic Withdrawal For Your Savings

Saving money in jars

Personal finance basics don’t need to be too hard. If you’ve been following over the last few weeks, you’ll know that we have been bringing down our debt and building an emergency fund, all thanks to spending less than we’re making.  None of these things are particularly difficult, but they do take a fair amount…

How Many Of Your Needs Are Actual Needs?

Personal Finance Choices

As I type this post, the show Doomsday Preppers is playing in the background of my hotel room. As far as I can tell, the show isn’t available yet in Canada, so let me fill you in on what you’re missing. The program profiles families that are preparing for certain doomsday scenarios. One family is…

Personal Finance Basics: Build an Emergency Fund

Help At Financial Crisis

Last week we talked a little bit about some personal finance basics. First things are first, and you should start to spend less than you’re making. If your expenditures are greater than your income, it doesn’t matter how well you invest or how good of purchases you make, you’re still going to end up in…

Which Service Plan is Right For You?

Holding Cell Phone

As everyone who has been through puberty knows, self perception is often quite wrong. Even though if feels like everyone in the world is constantly watching you, judging you, and waiting for you to fail, it takes a few years to realize that everyone else was just as concerned with how they were being seen…

Want Your Kids to Manage Money Well? Teach Them

Children Drawing

When we think about the lessons we as parents want to teach our children we think of things like religious beliefs, values, and encouraging them to attain the highest levels of education but we don’t often think of practical lessons on money management. Schools don’t teach money management. They teach algebra, calculus, and geometry and…

Need A Reminder? Using Alarms to Save Money

Don't Forget

I don’t exactly have the best short term memory. I remember being a teenager living with my parents. They would ask me to do something, like, clean my room or take the dog for a walk. I would agree to do so, and almost immediately forget. It wasn’t a vindictive thing, where I would intentionally…