Are you looking to save for a family holiday or a new car? If so, why not check out this easy to use savings calculator? It’s incredibly nifty and will help you get your finances in order. Simply answer a few basic questions about your savings goals and get an idea of how to achieve…
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I know a couple of people that use their tax refund like a forced savings plan. Each year, when they are given their tax papers to sign and complete, they check the little box that allows the government to take a few extra dollars out each paycheck. The point of this feature is in case…
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Remember that song by The Barenaked Ladies, about all the things the lead singer would do if he had a million dollars? You know it’s already in your head. Anyway, as I listened to it today, (I’m not ashamed to admit it’s on my iPod) I got to doing some thinking. What exactly would I…
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Personal finance basics don’t need to be too hard. If you’ve been following over the last few weeks, you’ll know that we have been bringing down our debt and building an emergency fund, all thanks to spending less than we’re making. None of these things are particularly difficult, but they do take a fair amount…
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As I type this post, the show Doomsday Preppers is playing in the background of my hotel room. As far as I can tell, the show isn’t available yet in Canada, so let me fill you in on what you’re missing. The program profiles families that are preparing for certain doomsday scenarios. One family is…
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Last week we talked a little bit about some personal finance basics. First things are first, and you should start to spend less than you’re making. If your expenditures are greater than your income, it doesn’t matter how well you invest or how good of purchases you make, you’re still going to end up in…
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As everyone who has been through puberty knows, self perception is often quite wrong. Even though if feels like everyone in the world is constantly watching you, judging you, and waiting for you to fail, it takes a few years to realize that everyone else was just as concerned with how they were being seen…
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