Category Archives: Saving

Making Smart Financial Decisions with a New Baby

Saving For Baby

It’s no secret babies are expensive. Even the most frugal couples find themselves throwing their carefully planned budgets to the wind in preparation of the arrival of a new baby. But some forethought can save you some serious cash on your upcoming bundle of joy and set you on the right path financially after the…

Balance Your Savings and Investments While Raising a Family

raising a family

There has been a lot of talk recently about the financial state of 30-somethings.  Apparently the future does not look very bright for those of us caught at the tail end of Generation X and the beginning of Generation Y. The amount of financial responsibilities facing this age group can seem daunting.  Raising a family…

3 Ways for Kids to Start Saving for Their College Fund

Piggy Bank College Fund

Children need to understand from a very young age, that college doesn’t come cheap. In order to start saving enough for a college fund to comfortably enter college later, one needs to take certain measures.to ensure that they finish college without student loan debt. Parents, too, need to have a guiding hand in their kid’s…

How to Use Savings Accounts for Irregular Expenses

Saving money in jars

An important aspect of personal finance success is to set goals and plan well to make sure you have sufficient savings. Many people are successfully saving for retirement or college expenses, but there are many irregular expenses that often come unplanned that can throw savings goals into a tailspin. The only way to stay on…

Automating Your Finances

Bills Bills And More Bills

Automating your finances is something that has always intrigued me. Ever since I first heard about the concept I’ve tried to find as many ways of making sure that my money does what it is supposed to without any direction or guidance from me. I like that I don’t have to worry about little details…

Why Staying Organized Saves You Money

Filing cabinet

Just recently I had a flat tire, and needed the spare one, so I popped the trunk and went dizzy! Where the heck did all this stuff come from? I ended up getting the car towed to the garage to get the tire changed. What should have been a simple, free, do-it-yourself tire change ended…

How To Avoid Personal Financial Disaster: These 22 Tips

While the global recession is unpleasant for everyone, you should worry more about your personal financial situation. Suffering from a personal financial disaster is more painful than reading about recession in the news. What you can do to avoid it? Certainly a lot of things: save money, avoid getting into debt, secure your income, and…