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Oftentimes in personal finance we focus on the most practical of financial affairs. We teach you how to budget, how to go about getting a mortgage, or the best way to invest your money. Less often, we talk about our feelings and emotions, mostly related to greed or impulse or depression, as those seem to…
Every time the year changes, I am a little shocked. Its not that I wasn’t expecting it to happen, I’ve had this anniversary on my calendar since January 1st. However, it is just that I am a little surprised that I have to write a different date now. Whenever this happens, I like to take…
I saw a comment on reddit the other day about some after Christmas sales that were going on at the end of the year. It basically asked, “If this company can discount their product 80% over the holidays, how badly are we getting screwed the rest of the year”? It brings up an interesting point….
The holiday season may be winding to a close, but savvy shoppers know that prime shopping time is just about to get underway. Retailers are anxious to clear out holiday stock and will often offer some pretty deep discounts to keep the old stuff moving. Brick and mortar stores will discount everything from cosmetics to…
Tis the season for Christmas shopping. If you are like many people who have become even more suspicious of credit card use during the recession, you might think that using a debit card is the way to go. However, you should note that, while debit cards are convenient and you don’t have to worry about…
The following excerpt on New Year’s resolutions is from The Follow-Through Factor, written by Gene C. Hayden and published by McClelland & Stewart. Every New Year’s Eve, I used to make the same resolution. I would vow to go to the gym, three times a week. And every March 1st , like clockwork, a funny…
Last week I did a lot of buying and selling on craigslist. I was trying to get a bunch of cheap snowboarding gear, and I thought that I could find some deals on craigslist. I was also a little short on cash, so I thought it was a good time to sell some things of…
