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Unfortunately, unless your last name happens to be Buffett or Gates, you’re going to have to take out a mortgage to buy your dream home. Or, even just a decent, regular old house. I know, it stinks. You’d rather be out of debt, enjoying the sunshine on your deck, not the bank’s deck. Mortgage debt…
It’s been quite the year for me and am very thankful to Tom Drake for all of his support in my online endeavours. He makes running a blog easy because I can just focus on writing without having to worry about all the technical stuff of running a blog. Together, Tom and I launched Retire…
Lately in my workshops and presentations, I have heard an increased amount of dissatisfaction from investors about their financial advisors. The last 10 years have been tough on investors because the markets have been choppy and when you take both the up and downs into consideration many investors are still left feeling disappointed about their…
What happens to your mortgage payments when interest rates rise? Many people mistakenly believe that their payments will fluctuate when interest rates change. They end up paying a premium for the fixed rate so they can sleep better at night knowing their mortgage payment will remain constant. Even though there is overwhelming evidence that selecting…
Being rich takes discipline. I mean, there are a couple of ways that people can get rich without being disciplined. They can, on the off chance, randomly purchase a single lottery ticket and suddenly become a millionaire. Or, you could become a youtube celebrity overnight, or even stumble across a backpack full of gold. It could…
