I’ve been trying out the TrueEarnings Card from Costco and American Express since the summer and whether it’s for purchasing clothes, gas or groceries, it is now the rewards credit card I use the most. With no annual fee and a cash-back rebate each year, this card has some great benefits for the rational consumer. In this post, I’d like to recap some of my favourite features of the Card.
Front of The Line
American Express offers Front of The Line, which gives advance ticket access to Cardmembers. I haven’t had the chance to take advantage of this perk, but there have been some very big concerts, musicals and plays to which Amex offers Cardmembers an opportunity to buy tickets in a presale to beat the rush. After many failed attempts at buying decent tickets in the past, I will definitely be looking to see what I can get in advance through Front of The Line.
The TrueEarnings Card has some great insurance benefits as well. What’s impressive is that this card offers benefits equal to many cards that charge an annual fee. There is travel accident insurance for up to $100,000 as well as a purchase protection plan that insures eligible purchases against accidental physical damage and theft. The buyer assurance protection plan will double the manufacturer warranty by as much as one additional year.
The TrueEarnings Card is probably best known for its cash-back rewards, and it’s what attracted me to it since I’m a Costco member and shop inside the store and get gas there every week.
First off, there’s the 1% cash-back on most of your regular purchases. And that’s not just at Costco, the cash-back applies anywhere you use your card. But it gets better for certain purchases. You’ll get 2% cash-back when you fill up on gas and 3% cash-back at eligible restaurants.
Since I first tried the TrueEarnings Card from Costco and American Express, it has been a great tool to help with budgeting, and the cash-back and other perks of the card will keep me using it as my main credit card in the future.