Are You Ready for a Change?

They must often change, who would be constant in happiness or wisdom.

~ Confucius

To a great extent, Balance Junkie is about getting things right in your life – financially and otherwise – whatever right means for you. What’s right for you financially, psychologically, interpersonally, and physically? The answers aren’t always so obvious, and it’s easy to get off track or fall into unhealthy habits without realizing it. Before you know it, you’re feeling kind of restless and your life balance sheet is out of whack.

I often wrestle with these issues, but I’ve learned a lot over the years and I’m a little better at recognizing when I need to make a change. Following a few basic principles has gotten me through some challenging times. Taking control of your life and your future is very empowering. I’ve learned that only I can make myself happy, healthy and wealthy. Others can help me along and enrich my life, but the ultimate responsibility for my well-being rests with me.

If you’re feeling restless or unhappy, sometimes trying something new can be just the thing to help get you out of a rut and put yourself in a more positive position. If you’re not quite sure what’s bugging you or which itch to scratch, make the best guess you can and try a small change. If that doesn’t work, try another – or maybe a bigger change.

From Can’t & Won’t to Can & Will

Any true change begins with a real determination to do whatever it takes to make it happen. Telling yourself you can’t is just another way of saying you won’t. Once you shift to the idea that you can, it’s a lot easier to make the jump to I will. If you believe you can, you will. If you say you can’t, you won’t. Sometimes happiness is just a decision.

Needs vs. Wants

Whether you’re allocating time, energy, food or money, it’s always wise to distinguish between what’s truly essential and what you can really do without. Putting too much in the wants category means you may be neglecting true needs, or that the resources for those needs won’t be there when you really need them.


Whether it’s money, time or calories, some type of budget is indispensable – especially when you’re trying to break entrenched habits. Spell out what you spend and what you take in. Saving is a must. Having an emergency fund set aside for maintenance and repairs means no stress when problems inevitably pop up. Many repairs can be forecast in advance, so you can start saving early when you see that aging parts of your home or appliances or vehicles will need attention and money.

If the spending number is greater than the income number, or if you’re not saving enough, cutting wants is a must, no matter what it takes. It actually feels great once you get the hang of it. You’d be amazed at what you won’t miss.


Once you commit to making change your mission, it can really snowball. Just like all of that negative energy causes us to spiral lower, a positive outlook and attitude can multiply too. It feeds on itself, and eventually becomes self-sustaining. All it takes is one step to start. And then another. And then another. Before you know it, you’re there.

Your life is what you make of it. If you’re tired of feeling helpless and unhappy, change and action are required. Don’t be afraid to take that first step. You never know where it might lead! 🙂

Have you ever felt like you needed some kind of change but weren’t quite sure what changes to make?

(Photo Credit: Shutterstock)

Written by Kim Petch

14 Responses to Are You Ready for a Change?

  1. “If you believe you can, you will. If you say you can’t, you won’t.” Truer words have never been spoken. The first step to making any dream a reality is to believe it is actually possible. Once you get past that the steps to make it happen are just a formality.

    • Good points. It’s amazing how easy it can be to rule out success for ourselves. I have to constantly remind myself of these ideas. It doesn’t come naturally to me.

      Thanks for stopping by Money Infant!

  2. Another Great post! I think change is constant. If you are not changing then you are stagnant and complacent. I like this quote from Tony Robbins “By changing nothing, nothing changes.” or this one by Jim Rohn ““Your life does not get better by chance, it gets better by change.”

    • You know I love a good quote Jim, and you picked some great ones there! I think change really is a constant. Everything around us is constantly evolving. If we don’t evolve with it, we can start to feel trapped and unhappy. On the other hand, I treasure the constants in my life – my husband, sons, extended family and friends.

      Thanks as always Jim! 🙂

    • Well I’ve heard that one before and it’s kind of a groaner, but it still made me laugh! There’s some truth in there though isn’t there?

      Thanks for the chuckle S.B. 😉

  3. “Once you commit to making change your mission, it can really snowball.”

    Great sentence.

    Not really looking for too much change, although new opportunities at work would be nice 🙂

    Nice stuff. Will include in my Weekend Reading roundup Kim.


  4. I read once that people who are the most optimistic are the ones who feel in control of thier lives and those who are depressed usually feel helpless to change their situation.

    I am fortunate to be in a good situation right now. But, I wasn’t a couple of years ago and I had to make some changes. It takes a lot of courage, but it’s worth doing. Happiness is everything.

    • Good for you Bret. I think there’s something in our society that says change = risk. Actually, it’s true. But capitalism and progress were founded on (hopefully calculated) risk. We can’t move forward by staying still. Changes – even good ones – come with some pain. That doesn’t mean they’re not worth it.

      It’s been my experience that just being open to change sometimes brings unexpected opportunities. Sounds like you’ve found the same thing.

      Thanks for sharing your experience! 🙂

  5. I’m always open to change and along with the advice you provided, I feel investing in yourself is always very important. Can and Will will certainly be part of it but looking at the new direction as an investment in yourself is essential. Confidently believing that through change one will prosper can be difficult but it’s part of getting rid of any negative attitude. Great post.

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