I’m sure these days most people are looking for ways to save money. Here are a few money saving tips that have helped me and hopefully you can benefit from doing these as well.
- Don’t pay an annual credit card fee. There are many cards that don’t have fees and still include the extras like warranty extension and travel insurance.
- Cut back on going to restaurants, and for when you do go, consider getting your local Entertainment Book
, which includes a lot of 2 for 1 deals at restaurants. It can pay for itself in a couple outings!
- Consider switching you local phone to a VOIP provider like Primus or Vonage. For $30 you can have local, long distance, caller ID, messaging and all the other bells and whistles.
- Get a quote on your home and auto insurance to make sure you’re getting the best price. Staying with the same insurer can get you loyalty discounts, but if someone else is cheaper it might be time to change.
- Switch to compact fluorescent lights (CFLs). While the bulb will cost more than a regular bulb, one $3 bulb can save you $15 to $50 in energy savings over the 5 year life of the bulb.
- If your cellphone contract is up within the next few months, call the company and ask to speak to their retentions department. If you let them know you’re considering switching to another provider, most are able to give you a deal better than you’ll find advertised.
- Instead of buying coffee at Tim Hortons or Starbucks, make it at home and bring it to work in a thermos or travel mug. This will also save you some time in line ups and gas from no making the detour!
- Review your cable TV package, are there any channels you can do without? You might be able to save $20 a month by downgrading one tier.
- Using a water filter at home instead of buying bottled water can save quite a bit. I have a water cooler, but instead of buying the large bottles, I have a refillable bottle and just replace the filter every 3-6 months.
- Install a programmable thermostat. The thermostat can be programmed to reduce heat or air conditioning when you’re away or asleep. Energy Star states that homeowners can save $180 a year by properly setting their programmable thermostats and maintaining those settings.
This certainly isn’t everything you can do but it’s a step in the right direction to keeping more of your money. In the future I’ll post another 10 money saving tips, so let me know what you’ve been doing to save money!
10 Money Saving Tips,
I’ve been trying to convince myself to install a programmable thermostat for some time. The one I want has WiFi in it and you can log into a site from anywhere in the world and control you temps. It’s not cheap, but they can usually pay for themselves in 1-2 years.
the weakonomist,
WiFi hey? That sounds neat, I’ll have to look into that!
For anyone that does any traveling or cross border business.
Save by getting a better exchange rate.
I have found the best exchange rates are offered by Knightsbridge fx. You will find yourself saving a lot of money.
http://www.knightsbridgefx.com
Great tips! God knows I need them
Lately ’ve been concentrating on saving money by reducing certain expenses like health insurance, with great results. My top blog for that: http://susiead.blogspot.com/2011/07/tips-for-reducing-healthcase-expenses.html
Read it and you’ll save it’s my personal goldmine
Renting vs buying
Sometimes it makes more sense to rent an item that you will be using just once or twice. It included some DIY tools. Also you might have some stuff collecting dust in your garage or storage, you an rent them out to those in need and earn some money. There are websites developed for this purpose including ADoNeed.com and zilok.com. ADoNeed launched recently and will be free of charge for individuals and designed in Canada, but for the second one you need to pay a fee to be able to rent.
You can also fill a container with rocks or marbles. You drop it in the toilet tank. Because of water displacement your toilet thinks it has that much volume already there. So in the end it Saves you money but not using as much water!!!
As far as I’m concerned, living a frugal life is helpful for everyone who want to keep theirs budget in balance. There are so many ways to be a frugal person that it’s difficult to list them out. Ten tips in the article are good and helpful. If you’d like to save money in shopping,I advice you shopping online with couponsnapshot’s coupons and deals. If you want to save on food, I think cooking by yourself and eating at home will be helpful. All in all, to be frugal is a habit that you should make.
Here are a few money saving tips that have helped me and hopefully you can benefit from doing these as well. The one I want has WiFi in it and you can log into a site from anywhere in the world and control you temps. You will find yourself saving a lot of money. There are websites developed for this purpose including ADoNeed. You drop it in the toilet tank. Because of water displacement your toilet thinks it has that much volume already there. Ten tips in the article are good and helpful. You can also subscribe without commenting.Really enjoyed reading your blog, i run a similar blog – id love for you to have a look over it and give me some feedback (as you’re such a pro)
Picking out which digital camcorder is appropriate for your recording purposes can be a complicated selection and approach. You will find various elements which you have to take into consideration prior to choosing a digital camcorder which includes the picture resolution, new technology, screen sizes, recording techniques, and other possibilities.
Loved this article it really helped me out with some great information. Tell me what do you think about this new book called “The New Stock Market” The book talks about looking at content marketing like the stock market. Serious stuff.
I already have my copy.
Have you ever thought about including a little bit more than
just your articles? I mean, what you say is important and all.
However think of if you added some great visuals or videos to give your posts more,
“pop”! Your content is excellent but with images and clips, this blog could undeniably be one of the most beneficial in its niche. Very good blog!
Thanks for the money saving tips. Also, one of the best way to save money is through auto insurance calgary. When i say this, I mean that being insured is a lot better than having to pay for damaged goods, such as your car. Investing in that protection is totally worth it. Thanks for the article and keep posting.